Thursday, July 16, 2009

And It's Booked! Punta Cana - Here We Come!

We have decided to spend our first vacation as husband and wife at the Gran Bahia Principe Ambar, which is an ADULTS ONLY LUXURY resort, situated within the Bahia Principe complex. Private sections of the beach, pool and restaurants will make your stay the most romantic experience of you life.

Smoke a cigar in our Cigar Lounge or take a relaxing bath in a Jacuzzi in the privacy of your own room. Sleep with your favorite pillow from the pillow-menu.

Sidenote: This may the be ONLY time in life when it's appropriate to order "one of everything!"

Feeling lazy? Call your private butler for whatever you need.

Want a little more action? Ambar members can use all the facilities from the Gran Bahia Principe Punta Cana resort. At night, the hotel has its own Shopping & entertainment center which is open 24hrs, called PUEBLO PRINCIPE. It includes shops, disco, casino, shows, live music, doctor and much more...

Did they really say private butlers?!?!?!

...and a pic of my hunnie just because :)

Tuesday, July 14, 2009

Weekly Savings Tip: July 14, 2009

Maintaining Good Credit in Turbulent Times

Sustaining a good credit score can be difficult when you are unemployed and money is tight. Here are some tips to maintain your financial health.

• Immediately evaluate expenditures, bills and financial accounts for strengths and weaknesses. Adjust your budget accordingly and minimize discretionary spending. Identify where you can lower or perhaps cut out expenses for entertainment, dining out and vacation or holiday travel.

• Contact your financial institution to inquire if it offers a hardship program. If so, you may be able to negotiate a payment plan that may include reduced interest rates and/or a lower monthly payment.

• Understand the impact that cancelling a credit card will have on your credit score. If the card is one that you've had for some time and consistently paid off, it could negatively affect your credit rating.

A credit score is based on your bill-paying history, debt profile and other statistical information. Lenders use this to determine the likelihood of certain credit behaviors, including whether you will pay on time. Closed accounts, liens, bankruptcies and late payments are a few of the financial missteps that can negatively impact your credit score for up to 11 years.

Remember to make looking for a job your top priority. If you need more help, go to fixing your credit score, or visit 360 Financial Literacy’s website.

Visit for more money-saving tips.