I Won! I Won!!!

Remember the giveaway I shared with you? Well...guess who won?!?!?!?!?!? (I guess the title kinda gives it away...)

Yep. Me! I am sooooooooooo excited! I never win anything and I won this gorgeous necklace! And just as I was trying to up my game in the jewelry department.

TAG! You're It!

I have been tagged by Dana at Sweeping Through Life. I have never done one of these, so here goes! The rules are as follows:

List 10 things that make you happy.
Tag 10 other bloggers and link back to the person who tagged you.
Well, here it goes.......

1. Hanging out with the hubby. This is my absolute FAVORITE thing in the world!

2. Spending time with my family. Since we live several hours away, this time is few and far between.

3. Decorating our home.

4. Just enjoying being home. I can spend so much time just "being" there. Bliss. Sidenote: this worked to my advantage during the Snowtorious B.I.G. of 2010. Can we say 9 days straight in the house?

5. Traveling. I like seeing new places and experiencing new things.

6. Shoes. Finding and wearing a great pair of shoes makes me happy.

7. Shopping

8. Work. As corny as it may sound, and as much as I may complain sometime - I do enjoy serving the American public.

9."In the Heat of the Night" - there is something about that show that I just LURVE!

10. DVR - how else would I see a noon episode of ITHOTN???

Weekly Savings Tip - Happy Pig Day!

March 1 is National Pig Day! Benjamin Bankes wants you to take five minutes out of your day to revamp your savings. Reserving one day a month to examine your financial goals and your current spending habits can go a long way toward kicking expensive hobbies and excessive spending.

What have you spent money on recently? Are you paying off as much of your debt as possible, starting with the debt with highest interest rate? Can you save money by changing up your morning routine? Are you planning any large purchases in the near future and have you been saving for them?

Click here to REVAMP your savings (and have some fun revamping Benjamin Bankes while you are at it).

Visit www.FeedthePig.org for more money-saving tips.

Share this tip with your friends.

Weekly Savings Tip: February 22, 2010

How the CARD Act May Impact You

The CARD Act, signed into law last May, goes into effect today. Among other items, the new act will eliminate double-cycle billing, arbitrary rate increases and hefty fees for exceeding your credit limit. While many of these changes are positive, always read the fine print and be aware of credit card traps. Here is a brief summary of some of the changes the CARD Act will bring.
• In an effort to counteract the lost revenue credit card issuers may see due to the CARD Act, banks and other card issuers may begin implementing new fees or raising existing ones. Because the new law does not restrict the types of fees issuers can introduce, be sure you know exactly what you're being charged for.
• Credit card companies may begin placing restrictions on reward programs if you make late payments. To help avoid this situation, be sure to make your payments on time and read all notices sent by your credit card company, including those regarding changes to their rewards program.
• One of the primary benefits the CARD Act brings are a series of limits on how and when credit card companies can set interest rates. Previously, issuers could raise your interest rate just for missing a single payment without giving much notice. The CARD Act states that consumers must be alerted 45 days in advance before raising their rates.
T

his is America Saves Week (February 21-28)! Take time this week to assess your savings by taking action and developing a plan to improve your personal savings. The America Saves Web site is an excellent resource for additional tips and advice to help you set aside more.

Also take this quiz to test your current financial literacy IQ while learning savvy saving tactics.Visit www.FeedthePig.org for more money-saving tips.

Our Wedding: The Bridal Party Processional

And here they are...

My dear friend and sorority sister that also happens to be a coworker...

Our Godson's father and dear friend...

My legal guru, friend, and sorority sister...she happened to be present the day that Mr. CB and I reconnected...

Mr. CB's younger brother (definitely can't call him the "little" brother)

My sorority sister/ex-roommate/friend/partner in crime/the list goes on and on and on...

Mr. CB's cousin and fraternity brother

Mr. CB's cousin and friend that I have grown to love dearly...

Mr. CB's friend and college homie

My cousin

My BFF (before Mr. CB, of course) and former classmate. He was present when Mr. CB and I met for the first time and they have grown to be great friends, too.

My Matron of Honor and dear friend - mother of our Godson, sorority sister/former classmate/shopping buddy/homie...one of my dearest friends on Earth...

Our (my) beautiful niece - I hope her Daddy is getting his target practice in!

Our (my) handsome nephew...Here Comes the Bride!

And our (my) other handsome nephew...LAST CHANCE! Sidenote, these banners were definitely a labor of love. Add the amount of time and effort that it took plus hiding them from Mr. CB and it equals a PITA! I wouldn't have traded it for anything, LOL!

For some reason, I lurve this shot!

Can you guess who he's waiting for? ;)

Ciao Bella,

Weekly Savings Tip: February 15, 2010

Online Bill Pay

The internet has given us many modern conveniences, including online bill pay. Paying bills online can save you the effort of writing checks and stuffing envelopes, and ensure that your bills are always paid on time. Unsure if your bank offers online bill pay? Speak to your bank about available options and if any fees are involved.

Here are some advantages to online bill pay.

• Many banks have a database of companies to choose from when setting up your online bill pay, making the setup process easier. Additionally, you only need to enter a company's information once and it will be saved to your account, as opposed to manually writing checks for each bill.

• Avoid late fees and processing fees by setting up automatic payments. If you know your bill will be the same amount each month, taking advantage of automatic electronic payments will give you one less thing to worry about.

• Paying your bills online reduces the chance for human error and conveniently groups all your bills into a single location, giving you control over every aspect of your bill paying process. Just a few clicks and you're good to go!

Visit www.FeedthePig.org for more money-saving tips.

Giveaway Alert

Bianca over at Deals for the Short and Curvy is hosting a giveaway in honor of her one year blogaversary. How generous is that?!?!?!?!?

To celebrate, she's giving away this beauty



It's called the "Inspire" Pendant. Check her out!